Things You Can Do to Make Sure You Are Not a Victim of Identity Theft

The more you have the more you have to lose, if you have a lot of credit cards and financial assets it is a good idea to keep vigilant and make sure there are no anomalies in your statements and transaction records. Sometimes it is easy to overlook things, so I will help you out by telling you what actions you can take that your identity and financial information is currently secure. I will also put in a few tips to keep it that way.

credit cards and keys

1.) Monitor Your Statements

It is important that you check your credit card and bank statements as frequently as possible, ones a week at least. Carefully review each charge and withdrawal, even the smallest amount. One way thieves avoid being detected is by stealing small amounts in a long period of time, take note of every transaction that you can’t explain or remember, it could just be something you forgotten or something really bad. If there is anything unusual notify your bank immediately in order for them to start investigation and lock out any access apart from yours to the account.

2.) Monitor Your Credit Report

Do this as regularly as possible, it is the best way to know that there isn’t someone taking out loans and claiming to be you.

3.) Destroy Documents

If you have sensitive documents you want to dispose of, don’t just shred it, wash it in bleach! Things that might seem harmless old documents could be a piece of information that could allow people to piece your information together and steal your identity.

4.) Credit not Debit

A lot of people say debit is better, maybe if you are talking about avoiding getting in debt, but debit cards are the worst when it comes to security. If someone is able to get your card’s information your balance is the one the gets charged.  Credit cards on the other hand gives protection to their clients, if an unauthorized transaction is made they can easily reverse the charges as they are mandated by law to do.

5.) Look Out For Phishers

Let it be by phone call or through email, phishers are everywhere.  They could call you regarding a concern about your account, such as unauthorized charges, or you could receive an email that seemed like it came from your bank or company who you do business with, these are a few of the ways phishers  use to get your information.  If you would like to avoid this, establish a good relationship with someone from your bank and credit card issuer, the moment you receive messages or calls that supposedly came from these institutions, hang up and give them a call. This way you can still address the matter while at the same time avoid phishers.

The best way to keep your personal information secure is by being more vigilant; do what seems like the most sensible thing to do.  Often times we make the biggest mistakes because of our carelessness and thoughtless actions.

Read more at http://www.houstontx.gov/police/crime_prevention/id_theft.htm

9 Things You Need To Know About Utah Before You Move There

It’s always hard to move to a completely new place, it’s understandably hard to fit in as well, the best and only way to make the move a little easier on you is to know more about the local culture and what your new home has to offer. Who knows, you might even get a little more excited about the move. So here are nine things you need to know about Utah before you move there.

Salt Lake City Landscape

1.)  The Way They Swear is Unique

It’s always important to know the language of the place you are visiting, or in this case migrating to. Even with the English language everywhere you go, be it a city, state or country, subtle to obvious differences can be noticed in how the locals speak; In the case of Utah, Their strong ties to Mormon culture has created a culture that avoids traditional swear words. Words and phrases like “Oh heck”, “Shut the front door”, and my favorite “What the frick” would make you think you are in a place populated with Ned Flanders.


2.) Stake House NOT Steak House

If you get invited to a Stake House, and the context of your conversation doesn’t seem to be in any way connected to the delicious grilled meat,  you might have been invited to a congregational meeting with The Latter day Saints. Trust me; it’s kind of awkward to go to those with your special loose eating pants on.


3.) Mysterious Addictive Sauce

A staple sauce in the state of Utah, the Fry Sauce is a mixture of Ketchup and mayonnaise you can find in most if not all grocery stores. As unexciting as the sauce sounds, it’s actually pretty good and quite addicting; it’s often served with fried foods like French Fries.


4.) Great Doctors

cosmetic surgeonThey take care of you, yes. But aside from that the surgeons are masters in their art. In Utah mommy make over is done quite often, especially women after pregnancy choose to op-in for this cosmetic surgery, and I can see why, the results are quite stunning.

You should always research about the places you visit or will be moving too before getting there, not just to be ready to adjust but to find the good things that you’ll be able to experience.


5.) Surprisingly Not a Dry Place

Utah has been known to have very strict alcohol laws, so much so that people often mistaken the state to be a dry state.  Surprisingly you can find really good beer, local breweries create interesting and really good beer, and some strong ones at that.


6.) Lime-jello

They love the green jelly, more than most of America in fact! I heard that they eat twice as much of the stuff than other states.


7.) The License Plates Weren’t Lying, they do Have the Best Snow

Scientifically proven to have the perfect formulation for optimum skiing and snowboarding, Utah is probably the best place to have that Ski trip you’ve been planning all these years.


8.) Sundance Film Festival

Every year, Utah has its share of Hollywood glamour; film-makers come to show their, often all-star cast, films.


9.) Best Place to Ski

Yes, I know I already said that they have the best snow. But apparently they have, arguably, the best ski resort. Park City is a breath taking place and what skiing and snowboarding enthusiast would consider as paradise.

landscape of Utah

Important Skills to Have for Running a Business

Among the most typical risks little and medium-sized businesses face is being dependent on a couple of key clients. Think about joining an industry or company association to increase your network. Monocle is a straightforward application that assists you to create and appreciate the financial information involved with starting a different business enterprise.

Being successful within the small business world means having a wide array of up-to-date small business skills. The path to success for a member of the industry world needs a broad selection of up-to-date small business skills. Inside this workshop, we’ll discuss some essential innovations and technologies which will help your organization stay competitive. The essence of the industry world has changed substantially in the last ten years, and even more dramatically in the last half-century.

You have your item, you’ve developed your business enterprise plan for selling that item, and you’ve spent invaluable time plus money securing the very best talent that will help you reach your aims. It’s possible for You to get the world’s greatest item and the very best marketing for selling that item, but if you don’t have a productive strategy underlying your company or organization, a template for the way that it should run, you will find it tough to keep on the peak of the company world. Creative thinking allows you to generate new original methods of solving business issues.

Developing the essential skills will give your business solid foundations. The following ideas can help to construct your small business expertise. Then take that advise and take the extra steps to getting prepared to begin your own business.

  • Your company has to be a sound investment. Possessing sound financial management skills can help you to run your organization profitably and guard your financial investment.
  • Setting goals enables you to set right targets and work towards their accomplishment whilst considering available small business resources.
  • Let’s help you grow your people including your business enterprise. Building good relationships through networking can help you to grow your organization and provide you with the support you are going to want.
  • In every organization and company activity, influential folks succeed and non-influential men and women don’t. This system is for all those who wish to be on top of their game and drive real small business value.

You are going to pick up the practical skills and you should be a productive leader in your organization. You will also have to implement managerial strategies to improve employee motivation, to increase job performance, and ultimately to produce a self-motivated work force. The specific required skills will be based on your own position. However, oftentimes, we don’t find an explanation of these skills.